Build Community Ownership, Shared Wealth, and Economic Power
We believe in democratizing investment in local enterprises. Become an investor in Fund II, our $20 million integrated capital fund dedicated to building a just and sustainable economy.
Acerca de BII Fund II
Fund II is a $20 million debt fund that invests integrated capital into early-stage, impact-driven enterprises owned by entrepreneurs of color and community-owned or governed real estate to prevent displacement in New England.
Our final closing is December 31, 2025.
Investment Focus
Fund II prioritizes investments in the following areas:
Empresas sociales
Businesses led by entrepreneurs and worker-owners from diverse communities that contribute to a sustainable and inclusive economy.
Bienes inmuebles controlados por la Comunidad
Proyectos que eviten el desplazamiento y promuevan la propiedad comunitaria.
Resiliencia climática
Enterprises pioneering clean energy solutions that build climate resilience in local communities.
Estrategia de inversión
Our integrated capital approach blends various forms of capital to meet entrepreneurs where they are:
- Debt Financing: Offering flexible loan terms tailored to the cash flow realities of small businesses.
- Equity Investments: Providing patient, non-extractive equity to support long-term growth.
- Grants: Supplying non-repayable funds to support capacity building and technical assistance.
Objetivos de impacto
A través del Fondo BII II, pretendemos:
Build Generational Wealth
Aumentar las oportunidades de creación de riqueza para las comunidades de color.
Capacitar a los empresarios
Aumentar el poder financiero, social y político de los empresarios de color.
Promover prácticas sostenibles
Apoyar a las empresas que dan prioridad a la gestión medioambiental.
Notes Offering
BII Fund II is offering the following types of notes to accredited and non-accredited investors:
- Community Notes: 5% Notes maturing 12/31/2027 to non-accredited investors residing in Massachusetts, Maine, New York, New Hampshire, Rhode Island, Connecticut and Vermont in amounts ranging from $1,000 to $25,000, renewable until 12/31/2032 at a 7% interest rate per year.
- Solidarity Notes: 3% Notes maturing 12/31/2032 to accredited investors in amounts ranging from $10,000 to $3,000,000.
- Philanthropic Notes: 1% Notes maturing 12/31/2032 to accredited investors in amounts ranging from $10,000 to $3,000,000.
The Fund II Note Offering will do a final close on December 31, 2025. Interested investors should contact CEO, Betty Francisco.
Ready to Invest?
Our investors include individuals, businesses, nonprofits, foundations, faith-based organizations and financial institutions that want to support our investments in enterprises and projects driving racial equity, power-building and shared prosperity for everyone. Please contact CEO, Betty Francisco, to explore an investment in Fund II.
Why Invest
Your investment allows us to provide patient, non-extractive equity and flexible debt capital to the people and places that need it the most. In turn, investors receive an integrated return on investment to catalyze wealth and asset-building opportunities for communities of color.
Preguntas frecuentes
¿Qué es el capital integrado?
El capital integrado se refiere al uso coordinado de diferentes formas de recursos financieros y no financieros para apoyar a las empresas que están creando un impacto social y medioambiental.
¿Cómo se toman las decisiones de inversión?
Nuestro comité de inversiones evalúa las oportunidades basándose en la viabilidad financiera, la alineación con nuestra misión y el potencial de impacto social y medioambiental.
Who can invest in Fund II?
Fund II welcomes investments from accredited and non-accredited investors, including individuals, businesses, nonprofits, foundations, faith-based organizations, and financial institutions, as well as philanthropic contributions.
¿Cuál es el importe mínimo de inversión?
Para los inversores comunitarios, la inversión mínima es de 1.000 $, con un máximo de 25.000 $. Para los inversores solidarios y filantrópicos, el mínimo es de 10.000 $, con un máximo de 3.000.000 $.
¿Cómo se utilizan los fondos?
Investments support impact-focused enterprises owned by entrepreneurs and worker-owners from diverse communities, and community-owned real estate projects aimed at preventing displacement.
Join Us in Advancing Economic Justice and Community Development
Invest in Fund II and support the growth of enterprises, building a more just and sustainable future.